# 財 — wealth; property

財 means “wealth; property”. It is a JLPT N3 kanji written with 10 strokes. On'yomi: ザイ (zai), サイ (sai). It has no common kun'yomi. You'll see it in words such as 財 (zai, “fortune; riches”).

- Meaning: wealth; property
- On'yomi: ザイ (zai), サイ (sai)
- Kun'yomi: —
- Strokes: 10
- Level: JLPT N3 · set Money & trade 2

## How to remember 財

Shells (貝) and talent (才): real wealth.

Sounds like 才: both read サイ.

Parts: 貝 shell; money · 才 talent

## Words with 財

| Word | Reading | Meaning |
| --- | --- | --- |
| 財 | ざい (zai) | fortune; riches |

## Don't confuse it with

[貯](https://moji.ninja/n2-kanji/save-up/) · [頂](https://moji.ninja/n2-kanji/summit/) · [賄](https://moji.ninja/n1-kanji/bribe/) · [貪](https://moji.ninja/n1-kanji/covet/)

## More in the “Money & trade 2” set

[費](https://moji.ninja/n3-kanji/expense/) · [収](https://moji.ninja/n3-kanji/income/) · [額](https://moji.ninja/n3-kanji/sum-of-money/) · [商](https://moji.ninja/n3-kanji/commerce/) · [財](https://moji.ninja/n3-kanji/wealth/) · [値](https://moji.ninja/n3-kanji/value/)

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From Moji Ninja (https://moji.ninja/), a free app for learning hiragana, katakana and the JLPT kanji from N5 to N1 with spaced repetition. Page: https://moji.ninja/n3-kanji/wealth/. Last updated 2026-11-01.