# 済 — settle; finish

済 means “settle; finish”. It is a JLPT N3 kanji written with 11 strokes. On'yomi: サイ (sai), セイ (sei). Kun'yomi: す(む) (sumu). You'll see it in words such as 済ます (sumasu, “to finish; to get it over with”).

- Meaning: settle; finish
- On'yomi: サイ (sai), セイ (sei)
- Kun'yomi: す(む) (sumu)
- Strokes: 11
- Level: JLPT N3 · set Money & trade 1

## How to remember 済

Water (氵) made level, all together (斉): the debt is settled.

Sounds like 斉: both read セイ.

Parts: 氵 water · 斉 all together

## Words with 済

| Word | Reading | Meaning |
| --- | --- | --- |
| 済ます | すます (sumasu) | to finish; to get it over with |
| 済む | すむ (sumu) | to finish; to end |
| 済ませる | すませる (sumaseru) | to finish; to make an end of |

## Don't confuse it with

[斉](https://moji.ninja/n1-kanji/all-together/) · [剤](https://moji.ninja/n1-kanji/dose/) · [斎](https://moji.ninja/n1-kanji/ritual-purity/)

## More in the “Money & trade 1” set

[済](https://moji.ninja/n3-kanji/settle/) · [資](https://moji.ninja/n3-kanji/resources/) · [利](https://moji.ninja/n3-kanji/profit/) · [価](https://moji.ninja/n3-kanji/price/) · [税](https://moji.ninja/n3-kanji/tax/) · [営](https://moji.ninja/n3-kanji/operate/)

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From Moji Ninja (https://moji.ninja/), a free app for learning hiragana, katakana and the JLPT kanji from N5 to N1 with spaced repetition. Page: https://moji.ninja/n3-kanji/settle/. Last updated 2026-11-01.