# 債 — debt; bond

債 means “debt; bond”. It is a JLPT N1 kanji written with 13 strokes. On'yomi: サイ (sai). It has no common kun'yomi. You'll see it in words such as 債 (sai, “debt; loan”).

- Meaning: debt; bond
- On'yomi: サイ (sai)
- Kun'yomi: —
- Strokes: 13
- Level: JLPT N1 · set Money & trade 1

## How to remember 債

Parts: 亻 person · 責 blame

## Words with 債

| Word | Reading | Meaning |
| --- | --- | --- |
| 債 | さい (sai) | debt; loan |

## Don't confuse it with

[責](https://moji.ninja/n2-kanji/blame/) · [積](https://moji.ninja/n3-kanji/pile-up/) · [漬](https://moji.ninja/n1-kanji/pickle/) · [賛](https://moji.ninja/n2-kanji/approve/)

## More in the “Money & trade 1” set

[株](https://moji.ninja/n1-kanji/stocks/) · [益](https://moji.ninja/n1-kanji/benefit/) · [債](https://moji.ninja/n1-kanji/debt/) · [償](https://moji.ninja/n1-kanji/make-amends/) · [需](https://moji.ninja/n1-kanji/demand/) · [購](https://moji.ninja/n1-kanji/purchase/) · [貢](https://moji.ninja/n1-kanji/tribute/)

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From Moji Ninja (https://moji.ninja/), a free app for learning hiragana, katakana and the JLPT kanji from N5 to N1 with spaced repetition. Page: https://moji.ninja/n1-kanji/debt/. Last updated 2026-11-01.